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Stay up to date with the latest news in bankruptcy law, financial regulations, and more.

3 Options When Facing Foreclosure

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Your home mortgage is likely one of the biggest expenses you have to pay on a monthly basis. Many different things can happen that lead you to not being able to make a monthly payment or two. While you may face some penalties for missing a couple of payments, your lender may eventually move forward with the foreclosure process if the missed payments become a trend. The good news is you can sometimes stop the foreclosure before the process really gets going. With the help of a Houston foreclosure attorney, you can proceed with the best option for your current...

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Are All Debts Treated Equally in Bankruptcy?

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Unless you’re an experienced debt defense attorney, you may not know exactly how your debts will be treated during bankruptcy. It’s important to understand that not all debts are treated equally, so before you file for Chapter 7 or Chapter 13 bankruptcy, working with an attorney to determine a strategy is beneficial in many ways. Most debts can be included when filing for bankruptcy in Texas, but it doesn’t mean they will all be discharged. Here’s what you need to know about how certain debts are treated in bankruptcy. Priority Debts May Not Be Discharged The most common priority debts include vehicle...

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What to Know About Building Your Credit Score After Filing for Bankruptcy

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It goes without saying that filing for bankruptcy in Texas has a significantly negative impact on your credit score. But the good news is by taking proactive steps immediately after filing for bankruptcy, your credit score can slowly start improving. During this time it may be difficult to apply and get approved for credit cards and loans, so working with a Houston bankruptcy lawyer is important to make sure all of your bases are covered. Here’s what you should know about rebuilding your credit score after filing for bankruptcy in Texas. How Long Does Bankruptcy Remain On Your Credit Report? When you...

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Knowing Your Rights: Are Creditors Harassing You?

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There’s nothing worse than having debt collectors call you constantly. It can sometimes get to the point where you avoid answering the phone completely if you don’t recognize the phone number. Many people make the mistake of thinking there’s nothing they can do about it, and just allow the harassment from debt collectors to continue. However, when you work with a debt collection defense attorney, you can not only put a stop to the calls, but you may be able to settle your debt for less than what you actually owe. Knowing your rights in these situations will help you...

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Is There a Way Tax Debt Can be Discharged in Bankruptcy?

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When you work with bankruptcy lawyers in Houston, one of the first things you may ask has to do with what happens to your tax debt. There is no standard answer, since every situation is unique. However, when you work with the best Texas bankruptcy lawyers, you’ll have a better chance of getting your tax debt discharged, or having your payments reduced at the very least. Some of the main factors that contribute to how much tax relief is available to you include: How old your tax debt is Whether you are filing Chapter 7 or Chapter 13 bankruptcy The...

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