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Stay up to date with the latest news in bankruptcy law, financial regulations, and more.

Can a Lawyer Help Get My Repossessed Car Back?

Repossession attorney

If you’ve recently had your car repossessed, getting it back may not be as easy as you think. Every situation is different, and sometimes it takes an attorney to evaluate your case and make a recommendation. In some cases, the lender may allow you to reinstate the loan by paying back all of the missed payments plus interest, late fees, and they will charge you for the repossession and storage fees.   Sometimes the lender might even let you have the car back by paying back those payments, fines, and fees out over time but that will still require you to...

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Top 3 Common Foreclosure Defenses

foreclosure bankruptcy attorney

In the past, fighting foreclosure was almost always a guaranteed losing battle. However, times have changed recently, and foreclosure defense is becoming more successful than ever before. One of the main reasons why the courts are giving homeowners the benefit of the doubt is because of shady and fraudulent practices in the real estate industry, including the lending process. If you find yourself in a foreclosure situation in Houston or Ft. Worth, it may be worth your time to speak with a foreclosure defense lawyer to see if you can raise one of these top three defenses in court. Mistakes Made...

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Top 5 Questions to Ask When Choosing a Bankruptcy Attorney

bankruptcy in texas

When you’ve decided to hire an attorney for your bankruptcy case, you can’t just choose the first one you talk to, or the one with the lowest fees. When you take the time to interview the best bankruptcy attorneys in Ft. Worth, you’ll not only increase your chances of succeeding, but you’ll also have the peace of mind knowing your attorney is doing the best job possible. Here are some of the top questions you should ask an attorney when you’re considering hiring them. Have You Worked In A Bankruptcy Case Similar to Mine Before? Some bankruptcy cases are more complex than...

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Should You Negotiate with Creditors on Your Own or With A Lawyer?

Credit card negotiation lawyer

Negotiating with a creditor can be challenging and frustrating, but also extremely satisfying if you come out with good results. The biggest question is whether you want to negotiate with the creditor on your own or hire a good credit card negotiation lawyer to represent you. There are some obvious pros and cons to each, but if you want to improve your chances of succeeding, you would be much better off working with a lawyer. Here are some reasons why you should consider hiring a lawyer to deal with your credit card negotiation case, and why representing yourself may not...

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How Does Bankruptcy Affect Your Credit Score

bankruptcy in texas

The primary issue that discourages quite a few individuals from filing for bankruptcy is the negative effect it can have on a credit score. It is true bankruptcy in Texas can remain on your credit report for up to 10 years, which can seriously impact your credit rating. However, if you don’t file for bankruptcy and allow your debts to go into collections, this will also impact your credit negatively. Chapter 7 or Chapter 13? The type of bankruptcy that you file, Chapter 7 or Chapter 13, is going to determine how much it affects your credit rating. You can discuss the...

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