Bankruptcy

Top 3 Common Foreclosure Defenses

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In the past, fighting foreclosure was almost always a guaranteed losing battle. However, times have changed recently, and foreclosure defense is becoming more successful than ever before. One of the main reasons why the courts are giving homeowners the benefit of the doubt is because of shady and fraudulent practices in the real estate industry, including the lending process. If you find yourself in a foreclosure situation in Houston or Ft. Worth, it may be worth your time to speak with a foreclosure defense lawyer to see if you can raise one of these top three defenses in court. Mistakes Made...

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Top 5 Questions to Ask When Choosing a Bankruptcy Attorney

bankruptcy in texas

When you’ve decided to hire an attorney for your bankruptcy case, you can’t just choose the first one you talk to, or the one with the lowest fees. When you take the time to interview the best bankruptcy attorneys in Ft. Worth, you’ll not only increase your chances of succeeding, but you’ll also have the peace of mind knowing your attorney is doing the best job possible. Here are some of the top questions you should ask an attorney when you’re considering hiring them. Have You Worked In A Bankruptcy Case Similar to Mine Before? Some bankruptcy cases are more complex than...

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How Does Bankruptcy Affect Your Credit Score

bankruptcy in texas

The primary issue that discourages quite a few individuals from filing for bankruptcy is the negative effect it can have on a credit score. It is true bankruptcy in Texas can remain on your credit report for up to 10 years, which can seriously impact your credit rating. However, if you don’t file for bankruptcy and allow your debts to go into collections, this will also impact your credit negatively. Chapter 7 or Chapter 13? The type of bankruptcy that you file, Chapter 7 or Chapter 13, is going to determine how much it affects your credit rating. You can discuss the...

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Can Your Student Loans be Discharged in Bankruptcy?

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The whole purpose behind filing for Chapter 7 bankruptcy is to get some relief and discharge from your creditors. While this is a helpful process in many areas, people always ask whether they can get the same relief from being discharged from their student loans. This is where it gets tricky. Bankruptcy can be simple at times, but even the best student loan lawyer may not be able to help you get completely discharged from your student loans. There are several things you must prove, which isn’t as easy to convince the courts as you may think. What You Must Prove to...

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Honesty is the Best Policy in Bankruptcy

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You’ve likely heard the statement “honesty is the best policy” in many aspects of life, and it’s also true when filing for Chapter 7 bankruptcy. The courts, and your Texas bankruptcy lawyers, trust you’re giving them accurate information, so their role is to verify the accuracy. As long as there are no glaring issues with your claims, then you could be in for a fresh start as a result of filing for bankruptcy. Get A Fresh Start With Bankruptcy Getting a fresh start after filing for Chapter 7 bankruptcy simply means you’ll get immediate relief from your creditors, and a discharge from...

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