Lawsuits

Are All Debts Treated Equally in Bankruptcy?

debt defense attorney

Unless you’re an experienced debt defense attorney, you may not know exactly how your debts will be treated during bankruptcy. It’s important to understand that not all debts are treated equally, so before you file for Chapter 7 or Chapter 13 bankruptcy, working with an attorney to determine a strategy is beneficial in many ways. Most debts can be included when filing for bankruptcy in Texas, but it doesn’t mean they will all be discharged. Here’s what you need to know about how certain debts are treated in bankruptcy. Priority Debts May Not Be Discharged The most common priority debts include vehicle...

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Knowing Your Rights: Are Creditors Harassing You?

debt defense attorney

There’s nothing worse than having debt collectors call you constantly. It can sometimes get to the point where you avoid answering the phone completely if you don’t recognize the phone number. Many people make the mistake of thinking there’s nothing they can do about it, and just allow the harassment from debt collectors to continue. However, when you work with a debt collection defense attorney, you can not only put a stop to the calls, but you may be able to settle your debt for less than what you actually owe. Knowing your rights in these situations will help you...

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How to Avoid a Foreclosure

Stop foreclosure

People who see a foreclosure coming sometimes just sit back and let the process run its course. Occasionally that’s a decent option, but other times you can actually stop foreclosure by taking a few extra steps. The first thing you should do is look into hiring foreclosure lawyers in Houston to evaluate your case and see if you have a solid defense. There are a lot of different variables to consider, which can all be sorted out by the best lawyers. Here are some of the options that may be on the table. Refinance if Possible You have the right to refinance...

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How to Tell When Bankruptcy is Your Best Choice

bankruptcy in texas

It’s only natural to experience financial challenges of varying degrees at some point in your life. However, some circumstances may lead to you having to look at other options if you can’t seem to get out from under your debt. No one wants to file for bankruptcy in Texas, but sometimes an unexpected medical emergency or other major events can cause serious financial complications. While bankruptcy shouldn’t necessarily be your first choice, it can often be your best choice. Here are some ways to tell when filing for bankruptcy in Texas may be your best option. Using Credit Cards For Necessities People...

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When to Hire a Foreclosure Attorney

Foreclosure lawyers

Every foreclosure situation is different. If you come across a time where you have to fight foreclosure, then one of the most important decisions to make is whether to hire a Houston foreclosure attorney. Some cases may not make sense to get foreclosure lawyers involved, such as being content with living in the home until the process is complete. However, if you believe to have a good defense and want to avoid foreclosing on your home, then hiring an attorney is well worth it. Here are some points to consider when knowing if it’s appropriate to hire a foreclosure attorney. When...

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