Knowing Your Rights: Are Creditors Harassing You?

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There’s nothing worse than having debt collectors call you constantly. It can sometimes get to the point where you avoid answering the phone completely if you don’t recognize the phone number. Many people make the mistake of thinking there’s nothing they can do about it, and just allow the harassment from debt collectors to continue. However, when you work with a debt collection defense attorney, you can not only put a stop to the calls, but you may be able to settle your debt for less than what you actually owe. Knowing your rights in these situations will help you...

09 October

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Should You Negotiate with Creditors on Your Own or With A Lawyer?

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in Lawsuits

Negotiating with a creditor can be challenging and frustrating, but also extremely satisfying if you come out with good results. The biggest question is whether you want to negotiate with the creditor on your own or hire a good credit card negotiation lawyer to represent you. There are some obvious pros and cons to each, but if you want to improve your chances of succeeding, you would be much better off working with a lawyer. Here are some reasons why you should consider hiring a lawyer to deal with your credit card negotiation case, and why representing yourself may not...